Thursday, February 4, 2016

When can we really get out debt?

A lot of people are struggling on how they will get out debt... In fact, ang iba ginawang lifestyle ang may utang. Sabi nga ni Sir Randell Tiongson, RFP, "Zero debt should be the new status symbol" which is true. Sa atin nga bang mga pinoy, ang utang ay ginawa na din natin lifestyle?  (Note: Good Debt is Different from Bad Debt)

Madami sa atin na ang gusto lang kasi ay magpasikat, I am sure that you have heard this a lot of times from other authors and as according to Dave Ramsey  " 'We buy things we don't need to impress people we don't like." Pero ano nga ba ang dapat nating gawin maliban sa putting off a systematic way of paying debts? 

Friends, there may be one thing that we are lacking of and that is giving back to the Lord. According to Malachi 3:10 "Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this," says the LORD Almighty, "and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it."

As a an ordinary citizen of the world, of course nagkaroon din ako ng utang lalo na when I was younger (in my early 20's) and no one was teaching me about money management. Today, I am paying off debts systematically and happy to say that I have accomplish a lot of things in this part. However, recently I realized na oo nga ano maybe the reason why matagal bago ko natapos ang lahat ng ito ay dahil hindi ako aware na dapat unahin natin ang storehouse ni Lord. 

I remember a story of Joel Osteen from his book Break Out! He wanted to purchase the land where they are renting, the place where they built the church for Lakewood pero masyado itong mahal so they prayed for it and continue to tithe to the Lord, the place was originally priced at  $400 Million pero ito ang nangyari, the place they were leasing was appraised and dahil sila ang may current lease sa lugar for 60 years they are in the position to be offered to buy first, and guess what, they just have to buy the place for $7.5M. God is working behind the scene. Again, in the book of Malachi it says that there will not be room enough to store it basta support the ministries of God and he will take care of you. 

Friends, sometimes you may think that debt is inevitable, pero nothing is impossible with God. We just have to believe. Kaya may pag-asa pa :) 

Praying for all of you. 
JSapo-DeGuzman
Financial Adviser - Pru Life UK 



image from www.autoloansolutions.ca





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